The Contractor must be qualified to bid & do the work for your FHA203K loan if you choose one. Just a few points so you know.
 Remember the contractor must have an active  general contractors license at the time he or she submits the bid (there are exceptions to this) .
Before you have the contractor bid for the work check to make sure that the contractor has the following:
1    Copy of his Contractors license card and print from the California State Contractors Licensing showing status of license 
2    Copy of his bond insurance
3    Copy of his General Liability Insurance and possibly Errors and Omissions Insurance
4     Resume with 3 references
5     If the contractor has employees or sub-contractors, proof of workman’s comp insurance will be required  and if sole proprietor and not covered under workman’s comp insurance the Liability insurance with$1million coverage
 If the ONLY repair is electrical or plumbing repairs to be completed, the contractor must be licensed to perform these repairs or a separate bid from an electrical or plumbing contractor must be provided along with the 5 required items above.
Once you have the bids and have decided on which contractor you will be using, the contractor will fill out a Homeowner/Contractor Agreement  and a W-9. 
 Every lending institution may have Additional requirements so check with your loan officer, mortgage broker or personal banker whatever they may be called these days.
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